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cross the globe, the use of payment cards has
become so widespread that their volume is
gradually overtaking cash and in some cases
entirely replaced cash and cheque transactions. This
is driven by the apparent fact that payment cards of-
fer consumers more safety, ease, and control than any
other means of payment.
At UBA we offer our customers a variety of payment
cards to purchase items in stores, on the Internet and
collect cash from ATMs. These cards work within and
outside your country.
The gamut of cards available, such as debit, prepaid
and credit, offers enormous flexibility, as well. Whatever
the customer could think of, we have got it covered.
Features:
• You can check your balance on any ATM
• Pay for goods and services on the internet or at
any merchant location where Visa is accepted
• You can withdraw cash from any ATM in your
country or abroad where Visa is accepted
• Your card is accepted at millions of merchant
locations and over 200 countries worldwide
• It can be linked to a savings or current account
denominated in your local currency only
• It is now valid for 5 years from the month of issue
Benefits:
• Roam with your money®
to any part of the world
and spend up to $40,000 equivalent (Limit applies
to Visa Classic Debit Cards issued in Nigeria only
and could be different for other countries)
• Your transactions are secured with an EMV chip
and Personal Identification Number (PIN)
• It is more convenient than travelers cheques
• You can shop or withdraw cash wherever you see
the Visa logo in your country or abroad
• There are no additional charges for transactions
in the same currency
• Accepted in over 200 countries - just look for the
Visa logo
Features:
• You can check your balance on any ATM
• Pay for goods and services on the internet
or at any merchant location where Visa is
accepted
• You can withdraw cash from any ATM in
your country or abroad where Visa is ac-
cepted
• Transfer money from your card to another
UBA Africard Visa Prepaid
• Your card is accepted at millions of mer-
chant locations and over 200 countries
worldwide
CASH or CARDS?
By Abiodun Adebisi & Adédèjì Olówè
Product News
Benefits:
• Roam with your money®
to any part ofthe
world and spend up to $40,000 equivalent
(Limit applies to UBA Africard Visa Prepaid
issued in Nigeria only and could be different
for other countries).
• In addition to the use of Personal Identifica-
tion Number (PIN), you receive an immedi-
ate SMS Alert once any transaction is done
on the pre-paid card. If you lose your card,
the balance in your card is still kept safe.
• You can shop or withdraw cash wherever
you see the Visa logo in your country or
abroad
• There are no monthly maintenance fees
and no additional charges for transactions
in the same currency
• Accepted in over 200 countries - just look
for the Visa logo
• You don’t need a UBA account to use the
UBA Africard Visa Prepaid
The UBA Africard Visa Prepaid is ideal if you
do not want to use your debit card online or
abroad, or can’t get one because you don’t
have a bank account. Simply preload it up
with your money before you shop online or
travel abroad.
UBA Africard Visa Prepaid
UBA Visa Classic Debit Card